The first money saving strategy is to cut costs.
The philosophy behind cutting costs is to focus on the big wins instead of trying to cut back on everything by a small percentage.
Your total housing costs should be no more than 28% of your gross income.
The second money saving strategy is to earn more.
One way to earn more is to negotiate a raise in your current job.
One way to lower your monthly rent is by negotiating with your landlord, such as offering to sign a long-term extended lease.
One benefit of renegotiating your credit card APR is that it can save you hundreds or even thousands of dollars in interest payments.